Deal of the Day

Buy Here Pay Here

Buy Here Pay Here

Before you can drive home in your next new car, it's important to think about financing. However, your credit can play a role in the overall process. Fortunately, Pat Peck Honda is here to help those all over Gulfport, Long Beach, and Biloxi get the financing they need to drive home happy, regardless of your credit history.

So, if you have bad credit, check out the guide below to learn more about how our Honda dealership can get you the auto loan with the terms you deserve.

How to Get a Bad Credit Auto Loan

After researching, test driving, and finding the car with all the features and performance you need, you'll want to head over to a dependable buy here pay here dealership. Pat Peck Honda is just that, and our finance center is here to help you learn all there is to know about the approval process and answer any questions you may have along the way. From there, you can fill out the finance application at our dealership or online.

Once we have all your information, one of our experts will sit down and discuss your options based on your budget and credit situation. If you have bad credit or no credit, don't worry-our team is dedicated to assisting all local drivers with their automotive needs, no matter your credit history.

Thanks to years of experience in the industry, we'll be able to use our connections with banks and lenders to secure the terms that are best for you and your budget. That way, you can get the car you want with the bad credit auto financing you need.

How to Get Approved for an Auto Loan

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If you have bad credit, you can still get approved for an auto loan, especially when you go to a helpful dealer like ours. However, there are ways to boost your chances of approval for a car loan in the future and make things more affordable.

To make your monthly finance payments more affordable, consider putting some money down when you're shopping for a vehicle. A down payment can make monthly payments lower and help those with bad credit increase their chances of getting approved for the financing they need.

Also, while you can get approved for an auto loan with poor credit, you still want to take the steps needed to improve it. The higher your credit score, the easier it is to be approved for the financing you need. So, whether it's paying your bills in full on time each month or keeping balances on your credits accounts low, making sure you do simple things like these can put you on the right track for approval, even if your credit now isn't in the best standing.

Contact Us to Learn More About Bad Credit Financing

Here at Pat Peck Honda, your buy here pay here dealership, we're committed to serving drivers all over Gulfport, Long Beach, and Biloxi with the automotive financing resources they need, no matter what their credit is like. So, if you'd like to learn more about how we can help you find the bad credit financing you need, contact our team today!

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View Lease Deals

2018 Accord Sedan

Offer 1 of 1
$249/month Lease Offer Get This Deal

2018 Honda Accord Sedan 1.5T L4 LX Continuously Variable FWD (CV1F1JEW)

$249/month for 36 months with $2,399 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Accord Sedan Continuously Variable Transmission LX (CV1F1JEW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $24,465.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $21,498.67. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $8,964.00. Option to purchase at lease end $13,700.40. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 Civic Coupe

Offer 1 of 1
$189/month Lease Offer Get This Deal

2018 Honda Civic Coupe 2.0 L4 LX Continuously Variable FWD (FC4B5JEW)

$189/month for 36 months with $2,199 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Civic Coupe Continuously Variable Transmission LX (FC4B5JEW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $21,045.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $16,885.97. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $6,804.00. Option to purchase at lease end $10,943.40. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 Civic Hatchback

Offer 1 of 1
$209/month Lease Offer Get This Deal

2018 Honda Civic Hatchback 1.5T L4 LX Continuously Variable FWD (FK7H2JEW)

$209/month for 36 months with $2,199 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Civic Hatchback Continuously Variable Transmission LX (FK7H2JEW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $21,845.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $18,591.11. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $7,524.00. Option to purchase at lease end $12,014.75. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 Civic Sedan

Offer 1 of 1
$189/month Lease Offer Get This Deal

2018 Honda Civic Sedan 2.0 L4 LX Continuously Variable FWD (FC2F5JEW)

$189/month for 36 months with $2,199 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Civic Sedan Continuously Variable Transmission LX (FC2F5JEW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $20,635.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $17,073.08. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $6,804.00. Option to purchase at lease end $11,142.90. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 Civic Si Coupe

Offer 1 of 1
$229/month Lease Offer Get This Deal

2018 Honda Civic Si Coupe 1.5T L4 Base 6-speed Manual FWD (FC3A5JJW)

$229/month for 36 months with $2,399 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Civic Si Coupe 6 Speed Manual (FC3A5JJW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $24,995.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $20,918.20. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $8,244.00. Option to purchase at lease end $13,747.25. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 Civic Si Sedan

Offer 1 of 1
$229/month Lease Offer Get This Deal

2018 Honda Civic Si Sedan 1.5T L4 Base 6-speed Manual FWD (FC1E5JJW)

$229/month for 36 months with $2,399 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 Civic Si Sedan 6 Speed Manual (FC1E5JJW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $24,995.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $21,387.60. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $8,244.00. Option to purchase at lease end $14,247.15. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 CR-V

Offer 1 of 2
$239/month Lease Offer Get This Deal

2018 Honda CR-V 2.4 L4 LX Continuously Variable AWD (RW6H3JEW)

$239/month for 36 months with $2,199 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 CR-V Continuously Variable Transmission AWD LX (RW6H3JEW) available from November 15, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $26,645.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $22,913.80. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $8,604.00. Option to purchase at lease end $15,187.65. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2018 CR-V

Offer 2 of 2
$229/month Lease Offer Get This Deal

2018 Honda CR-V 2.4 L4 LX Continuously Variable FWD (RW5H3JEW)

$229/month for 36 months with $1,999 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2018 CR-V Continuously Variable Transmission 2WD LX (RW5H3JEW) available from November 15, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $25,245.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $21,799.91. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $8,244.00. Option to purchase at lease end $14,389.65. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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2019 Odyssey

Offer 1 of 1
$359/month Lease Offer Get This Deal

2019 Honda Odyssey LX 9-speed Automatic FWD (RL6H2KEW)

$359/month for 36 months with $2,499 due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers.
Expires January 2, 2019

Closed end lease for 2019 Odyssey 9 Speed Automatic LX (RL6H2KEW) available from November 1, 2018 through January 2, 2019, to well-qualified lessees approved by Honda Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $31,085.00 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $27,994.33. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $12,924.00. Option to purchase at lease end $17,407.60. Must take new retail delivery on vehicle from dealer stock by January 2, 2019. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 12,000 miles/year for vehicles with MSRP of $30,000 or more. See your Honda dealer for complete details.

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Sales

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday Closed

Schedule Service

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday Closed

Parts

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday Closed

Mobile Collision Center

3025 Government Blvd.,
Mobile, AL 36606

Monday - Friday 7:30AM - 5:30PM
Saturday Closed
Sunday Closed
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